How do you separate from your partner when you can't afford it?

This year, a remarkable 272,000 couples have been unable to separate due to the ongoing cost of living crisis. Research from Legal & General highlights that financial worries have caused delays in 19% of recent divorces, with issues such as income instability, living expenses, and divorce costs all contributing to the postponement. 

Considering the average divorce in the UK costs around £14,561 in legal fees, it's understandable why many couples feel trapped in unhappy marriages. Financial crises tend to impact women the most, adding another layer of complexity to the situation. If you're facing this challenge, it's essential to explore your options and find strategies to manage the financial strain of separating.

What to do when you can't afford to leave your partner?

In today's economic climate, many couples find themselves unable to afford to live separately, even when they would prefer to instigate a divorce or live apart. If you find yourself in this situation, it can be challenging, but there are ways to manage it effectively.

• Set boundaries: Establish clear boundaries to give each other as much space as possible and maintain some degree of personal freedom. This can include separate sleeping arrangements and designated private areas. Come to an agreement, if possible, about who will and will not be allowed to enter the home such as family and friends in order to make the other person feel comfortable.
• Co-parenting arrangements: If you have children, agree on a co-parenting plan that works for both of you. It's essential to be reliable and consistent to minimise the impact on your children.
• Open communication: Avoid keeping secrets from each other. Transparency can help maintain a civil and functional cohabitation environment. Let the other person know when you will be at home and when you will be out to allow them to make plans. Make sure arrangements are clear to avoid conflict. 
• Trial separation: If unsure about permanent separation, consider a trial period apart. Staying with family or friends for a short time can provide clarity and a fresh perspective on your relationship.
• Mutual support: Recognise that you are both in the same situation and try to support each other. Working together to navigate this challenging time can make the situation more bearable.
• Financial discussions: Set aside time to discuss how to save money. Creating a joint budget can help you build funds for your future independent lives. Come up with a plan to financially sever ties to one another and decide how and when you can start living separately.
• Handling opinions: Be prepared for others to misunderstand your situation. It might seem odd to outsiders that you're splitting up but still living together. Remember, you don't owe anyone an explanation if the financial burden of running two separate households is too much.

Navigating a shared living situation post-breakup is far from ideal, but with clear boundaries, open communication, and mutual support, it can be done effectively until your financial situation improves.

How Can GloverPriest Help?

At GloverPriest, we provide friendly and transparent family law advice. If you would like further help on child arrangements, divorce or separation, please don’t hesitate to speak to one of our expert family lawyers today. Complete our enquiry form.

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